Professional credit coaching and consulting for Los Angeles residents. No upfront fees. No contracts. Just real, honest guidance from a team that treats you like a person — not a case number.
Contact us to see what's possible for your specific situation — every case is different.
Peak Score Consulting is a Los Angeles-based financial consulting firm with over 9 years of experience helping individuals take back control of their credit. We are not a call center — every client works directly with our team on a strategy built specifically for their situation.
Founded with one belief: every person deserves honest, professional guidance without being charged upfront or given empty promises. From your first free consultation to your last negative removed from your report, we stay with you every step of the way.
"Our mission is to give every client the tools, knowledge, and support to achieve the credit score and financial freedom they deserve — regardless of where they're starting from."
— Peak Score ConsultingNo upfront fees, written contracts, right to cancel — fully compliant with the federal Credit Repair Organizations Act.
Committed to full compliance with California state regulations for credit services organizations.
All information strictly confidential — never shared except to perform your contracted services.
Three focused services. Every case is unique — contact us and we'll build a plan specifically for you.
We review your full credit profile and provide expert guidance on exactly what's impacting your score and what steps to take to improve it.
We guide you step by step with personalized strategies to understand, improve, and take control of your credit — building a stronger financial foundation for your future.
We keep a continuous eye on your credit profile — alerting you to changes, tracking your progress, and making sure nothing slips through the cracks while we work on your behalf.
Most credit coaching companies give generic advice and leave you on your own. We build a custom strategy for every client, guide you through every step, and stay with you until the job is done.
Upfront fees. You don't pay anything until we begin delivering results on your case.
Years serving Los Angeles residents with honest, professional credit coaching and consulting.
First consultation. We review your situation and tell you exactly what's possible — at no charge and no obligation.
Statewide service. Based in Los Angeles, we serve clients throughout California — all by phone and email.
Simple, transparent, and completely handled by our team.
We review your credit report and situation at zero cost. No obligation — just clarity on where you stand and what's possible.
We build a plan tailored specifically to your profile — what to dispute, how to improve your score, and the fastest path to your goal.
We handle everything — dispute letters, bureau communications, and follow-up. You stay fully informed throughout.
We continue working until your report is as clean as possible — even after all payments are complete.
"I needed to qualify for a mortgage and my score was 530. After working with Peak Score Consulting, I was at 750 and got approved. I could not have done this without their help."
"They guided me through my collections and helped me understand exactly what to do. The whole process was clear, professional, and they kept me updated every step. Worth every penny."
"I had three collections and a score in the 500s. PSC handled disputes and coached me through the whole process. Six months later everything is in a much better place. Life-changing."
Stay informed at every step. When SMS is enabled, you'll receive instant updates on your credit progress, payment reminders, and dispute results — directly to your phone.
Most clients begin seeing movement within 30–45 days. Full results typically take 2–4 months depending on your situation. We are always transparent about your expected timeline from day one.
No. Your first consultation is completely free. We do not charge upfront fees for any service. All fees are discussed transparently before you sign anything.
We start with a free consultation to review your credit report and understand your situation. Then we build a personalized strategy — what to dispute, how to improve your score, and what steps to take. We guide you through every step and stay with you throughout the process.
No legitimate credit repair company can legally guarantee results. Outcomes depend on your credit profile and how bureaus and creditors respond. We are fully transparent — no overpromising, ever.
Your credit report contains information about your payment history, balances, and accounts. You have the right to dispute inaccurate, unverifiable, or outdated information directly with Equifax, Experian, and TransUnion at no cost. We can help you understand what's on your report and what steps to take.
Yes. We serve clients throughout California. All services are provided by phone and email — no in-person visit required.
Yes — you can dispute directly with Equifax, Experian, and TransUnion at no cost. Professional help adds strategy and follow-up. We offer a free consultation so you can decide what is right for you.
Talk to a real person — no robots, no scripts. Just an honest conversation about your situation.
(877) 570-7500 Call Now — It's Free →| Monday – Friday | 8:00 AM – 5:00 PM |
| Saturday | By Appointment |
| Sunday | Closed |
(877) 570-7500 — Toll Free
6210 Wilshire Boulevard
Los Angeles, CA 90048
Monday – Friday · 8:00 AM – 5:00 PM PST
Peak Score Consulting provides credit coaching and consulting services. We are not a law firm. No specific result is guaranteed. You have the right to dispute information directly with credit bureaus at no cost.
By submitting you agree to be contacted by Peak Score Consulting. No spam. We respond within a few hours during business hours.
Last Updated: 2026 · Peak Score Consulting
Peak Score Consulting is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information when you visit psccal.com or use our services.
We may collect: personal identification (name, DOB, address, phone, email); financial information (credit data, account balances, creditor information); contact form submissions; and website usage data.
We use information to provide and improve our services, communicate about your account, send updates and reminders (including via SMS if opted in), comply with legal obligations, and protect against fraud.
If you opt in to receive SMS messages, you agree to receive texts related to marketing and customer care. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP or call (877) 570-7500 for assistance. SMS consent is entirely optional and not required to receive our services.
We do not sell or rent your personal information. We may share information only with credit bureaus and creditors to perform contracted services, with service providers under confidentiality agreements, or when required by law.
We implement reasonable administrative, technical, and physical security measures. No internet transmission is 100% secure.
California residents have additional rights under the CCPA and California Credit Services Act. Contact us at [email protected] or (877) 570-7500.
Peak Score Consulting
6210 Wilshire Blvd, Los Angeles, CA 90048
Phone: (877) 570-7500
Email: [email protected]
Last Updated: 2026 · Peak Score Consulting
By accessing or using services provided by Peak Score Consulting, you agree to be bound by these Terms & Conditions and our Privacy Policy.
Peak Score Consulting provides credit coaching, credit consulting, credit monitoring, and related financial advisory services in compliance with the Credit Repair Organizations Act (CROA) and applicable California law.
We do not charge upfront fees. All fees are disclosed during your free consultation and outlined in your signed Client Service Agreement.
By checking the SMS consent box on our forms, you agree to receive SMS messages related to marketing and customer care. Reply STOP to opt out at any time. Reply HELP to (877) 570-7500. Message and data rates may apply. SMS consent is optional and not required to receive our services.
No credit repair company can legally guarantee specific results. Outcomes vary based on individual credit history, creditor responses, and bureau decisions. We cannot remove accurate, verifiable negative information.
Peak Score Consulting does not provide tax advice. Forgiven or settled debt may be considered taxable income and reported to the IRS via Form 1099-C. Client is advised to consult a licensed tax professional.
This agreement begins on the date signed and continues month-to-month. Either party may terminate with 30 days written notice.
Peak Score Consulting shall not be liable for indirect, incidental, special, or consequential damages. Total liability shall not exceed amounts paid by you for the services in question.
These Terms shall be governed by the laws of the State of California. Legal actions shall be brought in the courts of Los Angeles County, California.
Peak Score Consulting
6210 Wilshire Blvd, Los Angeles, CA 90048
Phone: (877) 570-7500
Email: [email protected]